Bajaj Life Insurance, one of India’s leading private life insurers, has announced a record bonus of ₹1939 crore for the financial year 2025–26 (FY26), it’s highest ever to date. This marks a significant 5.8% increase over the ₹1,833 crore bonus declared in FY25. The bonus will benefit over 11.89 lakh policyholders who have invested in the Company’s participating products. With this declaration, Bajaj Life continues its strong legacy of delivering value to customers, having consistently announced annual bonuses for 25 consecutive years.
Policyholders with traditional participating policies that are in force as of March 31, 2026, are eligible to receive this bonus, which is declared from the surplus generated under the participating fund. Bajaj Life Insurance offers a diverse range of participating products, including Ace, Flexi Income Goal, Cash Gain, Invest Gain, Swarna Vishranti, Lifetime Care, Super Saver, and others, designed to meet varied customer needs. Policyholders of these plans stand to benefit from the bonus declared, amongst others.
Additionally, select products such as Flexi Income Goal, ACE – Income, Lifelong Assure, and Cash Rich offer cash bonus benefits, with policyholders also having the option to accumulate these bonuses. The Company has declared an accumulation fund interest rate of 6.49% for FY2025–26 for applicable products.
Speaking on this announcement, Tarun Chugh, MD & CEO, Bajaj Life Insurance, said, “We are pleased to announce this year’s bonus for our participating policyholders. It reflects the strength of our disciplined investment approach and our continued focus on delivering consistent value to our customers. We remain committed to enabling our customers to achieve their life goals with confidence.”
Bonuses declared in each financial year are distributed at the time of policy maturity or exit, as per policy terms. In addition, cash bonuses may be disbursed on policy anniversary or accumulated, as outlined in the respective product features.