Mumbai: In India’s rapidly changing urban landscape, financial setbacks, business losses, mounting loans, job insecurity, family responsibilities and the pressure to maintain a particular standard of living are increasingly becoming sources of intense psychological distress. World Suicide Prevention Day 2026, observed on September 10 with the theme “Changing the Narrative on Suicide,” highlights the urgent need to replace silence and stigma with open conversations, empathy and timely mental-health support.
India continues to face a significant suicide burden. According to National Crime Records Bureau (NCRB) data, 171,418 suicides were reported in 2023, compared with 170,924 in 2022. The suicide rate was approximately 12.3 per lakh population in 2023. Importantly, nearly two-thirds of reported suicides in 2023 were among people aged 18–45 years, highlighting the vulnerability of the economically and socially active population. Mumbai recorded 1,406 suicides in 2024, according to official data released by the National Crime Records Bureau (NCRB). Mumbai ranked fourth among major Indian cities for absolute numbers, behind Delhi (2,905 cases), Bengaluru (2,403 cases), and similar to other metropolitan centers.
For people living in cities, financial distress can become particularly overwhelming. Business failure, accumulated loans, EMI pressures, loss of employment, professional competition, relationship difficulties, social isolation and the perceived need to “keep up” with peers can create a combination of pressures. Financial distress should not be viewed in isolation; it can interact with depression, anxiety, substance use, family conflict and other mental-health challenges.
Family and relationship-related stress can also contribute significantly to emotional distress. Frequent relationship quarrels, marital conflict, separation or divorce, extramarital affairs, differences between partners or families over caste and social background, family opposition to relationships, domestic disagreements, emotional rejection, loss of trust, loneliness within relationships and unresolved conflicts can leave individuals feeling isolated and overwhelmed. In some situations, intense emotions following a relationship breakdown or prolonged family conflict may compound existing financial, professional or mental-health difficulties. These factors should be understood as possible contributors rather than single or definitive causes of suicide.
Dr. Pratik Surandashe, MD Psychiatry, Consultant Psychiatrist, from Apex Group of Hospitals, Borivali said, “A business loss, failed venture, unemployment or inability to repay a loan can feel like the end of the world when a person is already emotionally overwhelmed. But a financial crisis is a situation—not a person’s identity or the end of their future. In our cities, where success is often measured through income, lifestyle and professional achievement, people may hesitate to admit that they are struggling. We need to change this mindset. Asking someone how they are coping, listening without judgement and encouraging professional help can be extremely important. The message should be clear: financial problems can be solved step by step; a life cannot be replaced.”
Dr. Pratik Surandashe, MD Psychiatry, Consultant Psychiatrist, from Apex Group of Hospitals further added, “Family and relationship conflicts can be equally distressing. Quarrels between couples, separation, divorce, relationship breakdowns, family opposition to a relationship, differences in caste or social background, betrayal and unresolved emotional conflicts can deeply affect a person’s sense of security and belonging. When several stresses occur together, a person may feel that there is no way forward. This is precisely when family members and friends need to listen rather than judge, stay connected and encourage professional help.”
Experts emphasise that suicide prevention requires communities to recognise warning signs early and create safe spaces for conversations. Families, employers, colleagues and friends can play an important role by noticing withdrawal, hopelessness, major behavioural changes or expressions of being unable to cope.
This World Suicide Prevention Day, the message is simple but powerful: Start the conversation. Listen without judgement. Encourage help. And remind people that no financial, professional or personal setback defines the value of a life said by Dr. Pratik Surandashe, MD Psychiatry, Consultant Psychiatrist.

