Moneyboxx Finance Expands Nationwide Reach, Nears ₹1,200 Crore AUM in Empowering India’s Micro-Entrepreneurs
New Delhi: Moneyboxx Finance Limited, a leading NBFC focused on supporting micro and small entrepreneurs, aims to reach ₹1,200 crore Assets Under Management (AUM) milestone by the end of FY26. The company has expanded its footprint to 12 states with over 160 branches across the country, while continuing to serve a rapidly growing base of over 2.17 lakh borrowers through affordable, technology-driven financial solutions.
Focused on supporting India’s semi-urban and rural economies, Moneyboxx provides business loans ranging from ₹1–25 lakh to help small and micro entrepreneurs expand their enterprises. The company’s deep local engagement and data-driven underwriting are helping bridge the credit gap for small business owners who often lack formal access to institutional finance.
In line with its expansion trajectory, Moneyboxx reported a strong Q2 FY26 performance, with its AUM rising 16% YoY to ₹892 crore, moving closer to the ₹1,200 crore mark. The company continues to strengthen its secured lending portfolio, which now constitutes 55% of total AUM, up from 32% a year earlier. Secured disbursements stood at 69% during Q2 FY26, reflecting a sharper focus on asset-backed loans, improved asset quality, and enhanced operational efficiency.
Moneyboxx now operates over 160 branches across 12 states, up from 141 a year ago, building a phygital (physical + digital) model that combines AI and ML-based credit assessment with on-ground customer support. The company plans to scale further by deepening its presence in southern and central India, targeting high-growth semi-urban clusters.
In a significant development, Moneyboxx Finance recently listed its shares on the National Stock Exchange (NSE), marking a major milestone in its capital market journey and reinforcing investor confidence. To further reward shareholders, the company also announced a 1:1 bonus issue of equity shares, underscoring its healthy financial position and commitment to long-term value creation.
Commenting on the occasion, Mr. Deepak Aggarwal, CEO, Moneyboxx Finance, said, “Our NSE listing and bonus issue are significant milestones in Moneyboxx’s growth journey. They symbolize our evolution from a niche lender to a nationally recognized, impact-driven NBFC. As we move closer to the ₹1,200 crore AUM mark, our focus remains on sustainable expansion, strengthening our secured portfolio, and delivering meaningful impact to micro-entrepreneurs across India.”
The company’s financial strength remains robust, with a CRAR of 27.1% and a diversified lender base of 30 institutions, including 11 leading banks. Supported by an equity infusion of ₹91.1 crore received in FY25, with the remaining ₹84.7 crore expected by March 2026 from warrant conversion., Moneyboxx is well-positioned to accelerate the next phase of its growth.
Moneyboxx has already transformed over 2.17 lakh lives, with 60% women borrowers and 21% new-to-credit customers. Its impact-driven model has helped borrowers double their disposable income within three years, reinforcing its mission to enable inclusive, equitable, and sustainable financial growth for India’s underserved entrepreneurs.
About the company: Moneyboxx Finance Limited is a listed, non-deposit taking, Base-Layer NBFC engaged in the business of providing small business loans to small and micro enterprises with a focus on semi-urban and rural India. Moneyboxx had a network of over 160 branches spread across 12 states (Rajasthan, Madhya Pradesh, Haryana, Punjab, Uttar Pradesh, Chhattisgarh, Bihar, Gujarat, Telangana, Andhra Pradesh, Karnataka, and Tamil Nadu). It caters to the underserved small and micro entrepreneurs in essential segments (livestock, kirana, retail traders, micro and small manufacturers) by extending secured and unsecured business loans from INR 1 to 25 lakh
