lendingplate, the digital-first lending platform of Unifinz Capital India Limited (UCIL), has crossed 10 million app downloads, marking a significant milestone in its journey to make digital credit more accessible, seamless, and responsible for millions of Indians.
The milestone reflects the growing trust customers have placed in lendingplate’s technology-led lending platform, which combines AI-driven underwriting with a fully digital borrowing journey. As demand for digital credit continues to rise, lendingplate has emerged as a preferred choice for borrowers across 23 States/UTs and 10,000+ pincodes. The company remains focused on enhancing customer experience while expanding access to responsible, technology-driven lending solutions.
Commenting on the milestone, Ankur Koul, Chief Marketing Officer, lendingplate, said, “Crossing 10 million app downloads marks an important milestone for lendingplate. It reflects the increasing adoption of digital lending and our continued focus on improving the borrowing experience through technology and product innovation. We remain committed to building a responsible lending platform that delivers simple, transparent, and reliable access to credit.”
The company’s growth has been driven by sustained investments in both customer acquisition and product development. Alongside expanding its paid marketing initiatives, lendingplate has strengthened its organic acquisition strategy through App Store Optimization (ASO), and other app discoverability initiatives, helping improve visibility and drive sustained user growth.
On the product front, lendingplate has continued to enhance its mobile application based on customer feedback. Continuous UI/UX improvements, performance optimizations, and enhancements aimed at addressing customer pain points have helped deliver a smoother and more intuitive borrowing experience. These initiatives have also contributed to improved app ratings and customer reviews, with the lendingplate app currently holding a 4.5-star rating on the Google Play Store, further reinforcing user trust and supporting long-term organic growth.
Powered by AI-driven underwriting and a fully digital loan journey, lendingplate enables customers to apply for personal loans through a simple, paperless process with quick approvals and fast disbursals. By combining advanced technology with responsible lending practices, the platform continues to simplify access to formal credit while maintaining high standards of transparency, compliance, and customer-centricity.
As India’s digital lending ecosystem continues to evolve, lendingplate remains committed to investing in technology, product innovation, and customer experience to deliver accessible, responsible, and seamless credit solutions for the country’s growing digital-first population.

