Bengaluru : ManipalCigna Health Insurance, one of India’s leading standalone health insurance companies, announced the launch of its latest health insurance offering, ‘ManipalCigna INFINIX’. Focused on customers in Tier 1 and Tier 2 markets, INFINIX offers Unlimited Sum Insured, along with city-level pricing and the flexibility to personalise coverage based on individual healthcare needs and financial priorities.
ManipalCigna has consistently focused on developing health insurance solutions for the distinct needs of different customer segments. Their award-winning solution#, ManipalCigna SARVAH is designed for Bharat’s missing middle across Tier 3 and beyond markets, combining an affordable and value-led pricing philosophy with innovative features such as Unlimited Coverage for serious ailments under SARVAH Uttam and Zero Waiting Period under SARVAH Param. ManipalCigna is now extending this customer-centric product philosophy to Tier 1 and Tier 2 markets with the introduction of INFINIX.
Commenting on the launch, Joydeep Saha, MD & CEO, ManipalCigna Health Insurance, said, “The way people think about health insurance is changing. Today, customers are looking for more than a sum insured; they are looking for confidence that their coverage will remain relevant as healthcare costs, family needs and life stages evolve. Our India Health Quotient research reinforced this shift and highlighted a growing need for greater flexibility, choice and long-term value. INFINIX is our response to these expectations, combining unlimited coverage, city-based pricing flexibility and a differentiated affordability model that empowers customers to align their health cover with their healthcare needs, financial priorities and preferred access to care. Ultimately, it is designed to give families the confidence that their health cover can keep pace with life as it evolves”
ManipalCigna INFINIX is available in two variants:
• ManipalCigna INFINIX NOW: Tailored for people already having an existing health cover and wanting to upgrade and unlock unlimited health coverage starting from Day 1.
• ManipalCigna INFINIX CORE: Ideal for first-time health insurance buyers seeking unlimited health coverage at a value price along with flexibility to reduce applicable waiting periods.
Both variants offer a choice of Rs. 10 lakh or Unlimited Sum Insured and are available with policy tenures of one, two or three years. Both variants also offer a range of optional covers, enabling customers to tailor their health insurance coverage to their unique needs and preferences.
Saha further added, “Our INFINIX proposition enables customers to align coverage, hospital access and premium outlay with their healthcare needs and financial priorities. This is strengthened by three industry-first features: a One-Time Aggregate Deductible that is exhausted only once during ten policy years, with uninterrupted premium discounts throughout the decade; three selectable hospital-network packages through Smart Care; and maternity coverage that an eligible male insured can extend to his spouse even if she is not covered under the policy. Together, these elements are designed to make comprehensive coverage more accessible, relevant and valuable over the long term.”
INFINIX also caters to specific customer segments while delivering long-term value. Eligible NRI and OCI customers opting Unlimited Sum Insured can benefit from additional premium discount, while the No Claim Discount feature encourages and rewards claim-free years through progressive premium discounts.
As healthcare costs and family needs evolve, the focus is extending beyond health insurance ownership towards ensuring that coverage remains adequate, affordable and relevant over time. INFINIX aims to help families make confident health decisions and build greater long-term financial security.