New Delhi : The festive season holds a special place in the lives of Indian customers, bringing with it the excitement of celebrations, family gatherings, gifting, and new purchases. Whether it is upgrading to a new smartphone, refreshing our homes, shopping for loved ones or planning a festive getaway, this is a time when shopping becomes an integral part of creating memorable experiences.
Alongside these celebrations, customers are looking for smarter ways to make their purchases more rewarding and convenient. Credit cards play an important role in this journey, offering the flexibility to plan purchases, access attractive offers, rewards, and cashback, and derive greater value from everyday transactions. With the right approach to spending, choosing the right credit card can help customers make the most of the festive season while keeping their financial priorities in focus.
With a diverse range of credit cards catering to different lifestyles and spending preferences, SBI Card offers several options for customers. Here are some of credit cards that can amp up your experience while making any purchase.
SimplyCLICK SBI Card
The SimplyCLICK SBI Card is designed for online shoppers seeking extra value on every spend. With a joining fee of ₹499 plus taxes, it comes with a ₹500 Amazon.in gift card as a welcome benefit. Cardholders earn 10X reward points on partner brands like Apollo 24×7, BookMyShow, Swiggy, and Myntra, etc., and 5X reward points on other online purchases. Milestone rewards include travel vouchers worth ₹2,000 each on annual online spends of ₹1 lakh and ₹2 lakh. The annual fee is reversed on spends of ₹1 lakh or more in the previous membership year. Added perks include a 1% fuel surcharge waiver, global acceptance and contactless payment convenience.
SimplySAVE SBI Card
SimplySAVE SBI Card is an ideal choice for everyday spenders seeking consistent rewards across key lifestyle categories. Cardholders can earn 2,000 bonus reward points by spending ₹2,000 or more within the first 60 days of card issuance. Additional benefits include a 1% fuel surcharge reversal on fuel transactions between ₹500 and ₹3,000 at petrol pumps across India. The Annual Fee and Renewal Fee of the card is ₹499 plus applicable taxes each. Customers can get reversal of Renewal Fee, subject to achieving annual spends of ₹1 lakh in the previous year.
Cashback SBI Card
Cashback SBI Card is designed for individuals who prefer straightforward cashback on their everyday purchases, whether online or offline. The Cashback SBI Card offers 5% cashback on online spends and 1% on offline spends. The card comes with a joining fee of ₹999 plus taxes, and an annual renewal fee of ₹999 from the second year onwards. However, the renewal fee is waived if annual spends cross ₹2,00,000 making this card a smart choice for those who prefer straightforward cashback over rewards.
Flipkart SBI Card
For those who love shopping on the vast digital commerce ecosystem of Flipkart, the Flipkart SBI Card delivers unmatched rewards, offering cashback across categories like electronics, fashion, travel, and beyond. With a joining fee of ₹500, customers can enjoy welcome benefits worth ₹1,500. Cardholders can also earn 7.5% cashback on Myntra, 5% cashback on Flipkart, 12% off on Cleartrip, and 4% cashback on partners such as Zomato, Uber, Netmeds and PVR. Cashback is auto-credited monthly to the SBI Card account. Additionally, the card offers a 1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, with a maximum waiver of ₹400 per statement cycle, per credit card account.
Tata Neu Infinity SBI Card
A perfect companion for frequent shoppers across Tata brands, the Tata Neu Infinity SBI Card adds value to every purchase. With a ₹1,499 annual fee, you receive 1,499 NeuCoins (1 NeuCoin = ₹1 savings) as a welcome gift. Earn 5% back as NeuCoins on the Tata Neu app/partner Tata brand spends, an extra 5% on select categories on the Tata Neu app/website, and 1.5% on others including UPI payments. Additional benefits include Priority Pass membership, 8 domestic and 4 international lounge visits, and a 1% fuel surcharge waiver. The annual fee is waived for spends above ₹3 lakh. A lighter variant of Tata Neu Plus SBI Card (₹499 plus taxes, annual fee) offers 2% back on Tata Neu app/partner Tata brand spends.
Google Pay Flex SBI Card
For customers who prefer digital payments and want to earn rewards on their everyday spends, the Google Pay Flex SBI Card combines credit card benefits with the convenience of Google Pay. With a joining fee of ₹499 + applicable taxes, cardholders can earn 2 Stars for every ₹500 spent cumulatively on eligible transactions, provided the minimum eligible amount spent is ₹100 in the previous statement cycle. Customers can also earn up to 18,000 Stars as reward points yearly on everyday spends. Earned Stars can be redeemed for instant cashback while making UPI payments through the card on Google Pay. The card comes with a welcome gift worth ₹500 on the Google Pay app, while the annual renewal fee is ₹499+ applicable taxes from the second year onwards, which can be reversed on annual spends of ₹1 lakh or more in the preceding year.
Note: The features of all the products are subject to Cardholders T&C. For more information log on to SBI Card website
As the festive season brings opportunities to celebrate, reconnect, and create lasting memories, making thoughtful spending decisions can help make these moments even more rewarding. With a wide range of offers, rewards, and flexible payment options, credit cards from SBI Card can be valuable companions in festive shopping, enabling consumers to enjoy greater convenience and value. After all, the true joy of the festive season is not just in what we purchase, but in the experiences, we create and the happiness we share, without compromising our financial well-being.
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