Mr. Ajeet Kumar Singh, Co-Founder and Managing Director of SAVE Group
“As we head towards 2026, the upcoming budget is a chance to make sure India really delivers on its promises when it comes to growing the economy in a fair and sustainable way. From our point of view, the government has a responsibility to keep pushing forward with policies that make it easier for more people to access the financial services they need – particularly in areas and communities that have been left behind so far. To make that happen, we need policies that help get digital services up and running, make it easier for financial companies to comply with the rules, and encourage innovation – especially from the grassroots level. By doing that, we can turn financial access into real economic action. Looking back at the last budget, it’s been nice to see a genuine effort to push forward with financial inclusion and improve the systems that back it up. Some key initiatives have shown that it’s possible to expand access and build trust in the financial system, but the thing is – it’s only when governments stick to their long-term plans and make sure the ground-level action is working that these efforts really pay off for the people on the receiving end. Now as we look to the future, we hope the 2026 budget can keep the momentum going – but this time with an even sharper focus on empowering the networks that are really going to make a difference, on spurring people to take control of their financial lives, and on creating a system where anyone can get access to the right kind of financial help – without losing sight of doing it all in a way that’s fair and that works for everyone.”
Mr. Mahesh Shukla, Founder & CEO of PayMe
Quote: As we approach the 2026 Union Budget, the focus for India’s fintech ecosystem must move beyond access alone to ensuring responsible, sustainable credit delivery. Digital lending has scaled rapidly, but the next phase of growth must be anchored in transparency, consumer protection, and strong regulatory alignment.
From a fintech lender’s perspective, we would welcome continued policy support for digital public infrastructure, consent-based data sharing frameworks, and technology-led underwriting that allows credit to reach salaried and self-employed individuals who are often underserved by traditional systems. Strengthening guardrails around fair lending practices and borrower awareness will be equally important in building long-term trust.
The previous budget laid a strong foundation for digital finance and inclusion. The upcoming budget presents an opportunity to deepen that impact by encouraging innovation that is compliant, ethical, and customer-first. A stable, forward-looking policy environment will enable fintechs to expand responsibly, support liquidity needs of everyday Indians, and contribute meaningfully to India’s broader financial resilience and growth.
