Bengaluru: Groww Mutual Fund has announced the launch of the Groww Multi Asset Allocation Fund, an open-ended scheme investing across equity, debt, gold, silver etc. The New Fund Offer (NFO) is open from September 10, 2025, to September 24, 2025. The scheme seeks to provide investors with a diversified allocation framework that combines multiple asset classes to potentially reduce portfolio volatility and align with varying market conditions.
The case for multi asset investing is grounded in how different asset classes behave under different conditions. Equities tend to benefit from phases of economic growth and corporate earnings expansion. Debt outcomes are influenced by interest rate trends and inflation cycles. Gold and silver, on the other hand, often respond to uncertainty, global risk events, or currency fluctuations. Because these drivers are not perfectly correlated, no single asset class remains a leader across time periods.
Data shows that leadership rotates — equities may outperform in some years, debt in others, and commodities in yet others. A portfolio that combines them may be better equipped to capture all phases of the market.
Source: NSE, AMFI, Bloomberg, July 15, 2025. Past performance may or may not be sustained in future and is not a guarantee of any future returns. The above performance does not in any manner indicate the performance of any individual scheme of the mutual fund. Please consult your financial advisor before investing.
Data suggests that Multi‑asset* portfolios have historically delivered comparable returns to broad equity markets^, at much lower volatility.
Source: NSE, AMFI, Bloomberg, July 15, 2025 | Time period for data considered: Jul 01, 2010 – Jul 01, 2025 (Calculations based on month end data) *Groww MAAF Benchmark: Nifty 500 Index – TRI (60%) + CRISIL Composite Bond Fund Index (30%) + Gold INR (5%) + Silver INR (5%) ^Equities – Nifty 500 Index – TRI Past performance may or may not be sustained in future and is not a guarantee of any future returns. The above performance does not in any manner indicate the performance of any individual scheme of the mutual fund. Please consult your financial advisor before investing.
Groww Multi Asset Allocation Fund is powered by SHAASTRA (Strategic Holistic Asset Allocation and Systematic Technical Risk Assessment), a proprietary platform by Groww Mutual Fund. Groww Multi Asset Allocation Fund is built on this insight and places allocation at the center of its investment process. SHAASTRA analyses macro, technical, and market data to guide asset allocation. These signals support the fund manager in making informed decisions, aiming to reduce bias, identify risks early, and improve how the portfolio is managed.
The fund follows an asset allocation framework that considers both macroeconomic trends and investor sentiment. Depending on the environment, it may tilt towards growth (such as overweight equity), or take a more cautious or defensive position by increasing exposure to debt or gold.
The scheme seeks to maintain gross equity exposure above 65%, thereby qualifying for &equity taxation, while also allocating to other asset classes such as debt, gold, and silver.
