As India’s NBFC sector approaches ₹50 lakh crore, Lentra ensures growth-stage lenders are equipped to lead the next wave
Pune – India’s non-banking financial sector is experiencing rapid growth. NBFC credit expanded by 17 percent year-on-year in H1 FY26, surpassing the banking sector’s 12 percent, with industry AUM expected to exceed ₹50 lakh crore by March 2027 [Source]. Many emerging NBFCs possess the vision and market opportunity to scale rapidly, yet access to sophisticated lending technology often remains out of reach due to cost and resource constraints. This creates a critical gap between growth aspirations and operational readiness—one that can limit scalability, efficiency, and long-term competitiveness.
To address this, Lentra, a leading digital lending technology platform, has announced its Growth Alliance Program (G.A.P.). This unique program is designed to enable emerging and mid-market NBFCs to scale their business with the security, compliance readiness, and operational resilience required to compete and grow sustainably.
The Infrastructure Divide Behind the Growth Headlines
India’s NBFC sector is growing, and the next phase belongs to those who are built to scale. Large, well-capitalised NBFCs benefit from advanced digital systems with strong compliance frameworks, while many growth-stage lenders face the challenge to keep pace due to fragmented workflows, outdated processes, and stringent regulations.
Furthermore, India’s Digital Personal Data Protection (DPDP) Act, 2023, marks a significant shift in how lenders manage customer data, making governance, privacy, and trust critical business priorities. For growth-stage NBFCs, early investment in compliant and customer-centric data practices is not just about meeting regulations—it is about building credibility, strengthening resilience, and enabling responsible financial inclusion at scale.
For many growing NBFCs, the systems in place today were built for their current versions of their business — not for the volumes, velocity, and regulatory rigour that sustained growth demands. Furthermore, migrating to a new technology foundation mid-growth carries its own operational and financial risks.
G.A.P. is designed to pre-empt all the above challenges. By joining the Program, NBFCs gain early access to a digital platform for lending that is purpose-built for institutions at their stage — affordable, secure, scalable, and resilient from day one.
What Is the Growth Alliance Program?
G.A.P. is designed for NBFCs aiming for ₹1,000+ crore AUM institutions with proven credit potential and strong borrower relationships that need a solid operational and technological foundation to grow safely. The program is built on two core pillars.
First, access to an affordable digital infrastructure for lending that supports loan origination with intelligent onboarding, smarter credit decisioning & underwriting, , disbursement, and loan servicing. A fundamental basic requirement built for helping Lenders scale with handle higher volumes,greater speed and reduced operational risk
Second, in-built compliance and regulatory readiness that meets governance frameworks from RBI-compliant operations infrastructure and the DPDP Act.
“Access to credit fuels entrepreneurship, financial inclusion, and economic progress. At Lentra, we believe that enabling more lenders to scale effectively can create a multiplier effect across communities, businesses, and the broader economy. Through the Growth Acceleration Program (G.A.P.), we are making our digital platform for lending affordable and accessible to emerging NBFCs, helping them grow responsibly, reach underserved borrowers, and contribute to a stronger and more inclusive India.” Ankur Handa, Chief Business Officer, Lentra
