Bengaluru: Curie Money, a fintech platform redefining how Indians save and spend, today announced that it has successfully received final approval from the National Payments Corporation of India (NPCI) to expand access to its product. With this milestone, Curie has officially exited its Closed User Group (CUG) phase and is now live for all users on Android and iOS.
This marks a major step in Curie’s mission to create a smarter way to grow and use money in India. By combining the steady growth of regulated liquid mutual funds with the instant convenience of UPI, Curie offers users a seamless experience where growth and access work together, enabling them to earn daily returns while retaining instant liquidity for everyday payments.
Speaking on the announcement, Arindam Ghosh, CEO and Co-Founder, Curie Money said, “Receiving NPCI’s final approval reinforces our vision of building India’s first UPI app that grows your money. This is a step towards money that grows daily and yet remains instantly available to access, a brand new way to banking.”
Curie’s ecosystem, powered through partnerships with YES Bank and AMCs such as ICICI Prudential and Bajaj Finserv, ensures strong regulatory compliance, reliability, and user trust.
The approval comes shortly after Curie’s $1.2 million seed funding round in December 2024, led by India Quotient, with participation from institutional and angel investors in the fintech space. The funding is being utilized to strengthen Curie’s core team, scale its technology infrastructure, and build strategic partnerships as it expands nationwide.
Inspired by financial ecosystems in markets like the USA, Europe, and other major economies, where money market accounts are widely adopted, Curie addresses a major gap in India’s personal finance landscape, bridging the divide between returns and liquidity. As of today, Curie grows your money at up to 6.7% CAGR in liquid mutual funds, while making UPI payments possible from your investment balance. This is done using the instant redemption facility, where the UPI payment is made after instantly redeeming funds into your bank account successfully.
