Mumbai : Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) organised the MLI Felicitation Ceremony 2026, in recognition to the outstanding contribution of its Member Lending Institutions (MLIs) towards expanding access to collateral-free credit for Micro and Small Enterprises (MSEs). The ceremony brought together senior executives of banks and other lending institutions.
The event was inaugurated by Shri Manoj Mittal, Chairman, CGTMSE and CMD, SIDBI, who delivered the Keynote Address. He mentioned that “the credit guarantee mechanism is an important enabler of inclusive credit growth, helping lending institutions extend finance to MSEs that may not have adequate collateral. The contribution of our Member Lending Institutions is central to the success of this mechanism. Their continued partnership with CGTMSE will be instrumental in reaching more entrepreneurs, strengthening financial inclusion and supporting India’s economic growth.”
Shri Manish Sinha, CEO, CGTMSE, delivered the Welcome Address, highlighting the importance of the partnership between CGTMSE and its MLIs in expanding the reach of the Credit Guarantee Scheme and supporting entrepreneurship across the country.
During the ceremony, CGTMSE has launched its corporate video showcasing its 25 years journey of business and the policy changes made for ease of getting guarantee. As the Trust has become member of many global organisations, the Trust has started first of its kind international newsletter to bring the latest developments taken place at Trust viz., policies and events to international guarantee organisations. It is an effort taken by the Trust towards knowledge-sharing among the international guaranteed organisations.
MLI Felicitation – Celebrating Excellence in Credit Guarantee Scheme Adoption
The ceremony recognised outstanding performance by lending institutions across multiple categories viz., guarantee amount, number, guarantee to women entrepreneurs, geographically disadvantaged areas, adoption of new guaranteed schemes etc.,
State Bank of India has bagged the highest number awards in public sectors banks followed by Punjab National Bank, Bank of Baroda, Central Bank of India, Canara Bank, Bank of India, UCO Bank.
In Private Sector, HDFC Bank Ltd., has bagged the highest number of awards followed by ICICI Bank Ltd., Indus Ind Bank Ltd., Axis Bank Ltd., Kotak Mahindra Bank Ltd.
In NBFCs, Bajaj Finance Limited, TATA Capital Ltd., Aditya Birla Capital Ltd., Kisetsu Finance Pvt. Ltd., Clix Capital Service Pvt Ltd., Epimoney Pvt. Ltd., Cholamandalm Investment and Fin. Co. Ltd., has bagged awards in various categories.
The DMD, SIDBI and DMD, SBI and other senior leaders have delivered their address at the ceremony and appreciated the Trust’s contribution in delivering the collateral free loans to Micro and Small Entrepreneurs.
The ceremony concluded with Vote of Thanks by Shri T.S.Ajith, General Manager reaffirming CGTMSE’s commitment to work closely with its Member Lending Institutions to expand credit outreach, promote inclusive entrepreneurship and strengthen the MSE financing ecosystem.
****