IDBI Bank and ScoreMe Showcase Next-Generation Digital Lending Solutions at Global FinTech Fest 2026
Mumbai: IDBI Bank Ltd. and ScoreMe Solutions Pvt. Ltd., a fintech company specialising in digital lending infrastructure and decision intelligence, today announced the showcase of two technology-led lending solutions at the Global FinTech Fest (GFF) 2026 in Mumbai. The collaboration brings together an omnichannel Digital Personal Loan journey and a digitally enabled PMEGP lending solution, demonstrating how technology can make lending journeys more seamless, data-driven and efficient while keeping institutional policies, risk frameworks and governance at the centre of credit decisioning.
The Digital Personal Loan journey enables customers to initiate their loan journey through multiple digital access points, including Mobile Banking, Internet Banking and Web. By bringing these customer touchpoints into a consistent digital architecture, the proposition is designed to reduce friction and provide a more seamless experience across channels. At the same time, the underlying data, workflows and credit decisioning remain orchestrated within IDBI Bank’s defined policies, risk parameters and approval framework.
The second solution, positioned as “PMEGP Lending, Reimagined with Autonomous Credit Intelligence,” focuses on streamlining the Bank’s internal credit workflow for applications under the Prime Minister’s Employment Generation Programme (PMEGP). The solution brings together data, analytics, workflow orchestration and decision intelligence within a unified digital environment, with the objective of making the journey from application to credit decision more structured, efficient and digitally enabled.
Importantly, the PMEGP solution does not alter the programme’s eligibility criteria, subsidy framework or government-defined parameters. Automation is applied to the Bank’s internal lending workflow and operates within IDBI Bank’s established policies, approval framework and governance mechanisms, with human review retained wherever required.
