“The RBI’s decision to keep the repo rate unchanged brings much-needed stability at a time when global uncertainties continue to weigh on economies worldwide. However, India remains well-positioned, supported by strong domestic demand and improving economic fundamentals.
For NBFCs, a stable interest rate environment provides greater clarity for planning and lending responsibly across retail, self-employed, and MSME customers. As more Indians gain access to formal credit, it is important to balance growth with prudent risk management and financial inclusion.
The financial sector today is stronger than it has been in years, with healthier balance sheets, better asset quality, and rapid digital adoption. Continued policy stability will help sustain credit flow, support entrepreneurship, and contribute to India’s long-term growth journey.”