RuPay JCB cardholders can now avail 25% cashback for in-store purchases* in Indonesia, Malaysia, Singapore, Japan and Philippines

Mumbai: RuPay, India’s global card payment network RuPay, in partnership with JCB International Co. Ltd., the international operations subsidiary of JCB Co. Ltd., Japan’s leading international payment brand, has announced a limited-time cashback offer for all RuPay JCB Debit & Credit cardholders. With the offer, cardholders will receive 25% cashback for Point of Sale (POS) transactions at stores in Indonesia, Malaysia, Singapore, Japan and the Philippines till December 31, 2025.

To become eligible for the cashback, a cardholder must perform a minimum of two POS transactions in any of these countries during the offer period. There is no minimum spending requirement. The maximum eligible cashback per transaction is ₹1,500, with a total cap of ₹15,000 per card. For detailed promotion terms and conditions, please visit link.

Commenting on the initiative, Kunal Kalawatia, Chief of Products & Marketing, NPCI, said, “RuPay’s partnership with JCB continues to create meaningful value for our cardholders as they travel abroad. With the festive and year-end holiday season being one of the busiest periods for international travel, this special cashback program ensures that our customers can enjoy greater savings and convenience across five vibrant countries. We remain committed to making RuPay a trusted global companion for seamless and rewarding payment experiences.”

Yutaro Shimizu, Senior Vice President, JCB International Co. Ltd., said “JCB remains committed to enhancing cross-border payment experiences for Indian travellers. During this festive and year-end travel season, the seventh edition of our cashback campaign, in partnership with RuPay, continues to deliver on our promise of combining global access with exceptional value, empowering RuPay JCB cardholders to enjoy seamless and rewarding journeys across leading outbound destinations worldwide.”

* In-store purchase means a face-to-face Point of Sale transaction made at a merchant location.

** NPCI reserves the right to change/modify the scheme without recourse to anyone or without any pre-notification.

National Payments Corporation of India (NPCI) is the umbrella entity responsible for operating retail payments and settlement systems in India. It is established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). The Company is focused on bringing innovations in the retail payment systems by using technology for achieving greater efficiency in operations and widening the reach of payment systems. NPCI is committed to harnessing the transformative potential of deep tech, creating an ecosystem that fosters collaboration to work on breakthrough technologies. Underlining its commitment to service, NPCI has been incorporated as a “Not for Profit” Company to provide infrastructure to the entire Banking system in India for physical as well as electronic payment and settlement systems.

NPCI has made a profound impact on India’s retail payment landscape, focusing on creating robust, efficient, and inclusive payment and settlement solutions. NPCI has been instrumental in introducing a range of products that have revolutionised retail payment systems. These include Unified Payments Interface (UPI), RuPay, National Automated Clearing House (NACH), Immediate Payment Service (IMPS), National Electronic Toll Collection (NETC), Aadhaar Enabled Payment System (AePS), e-RUPI and more. Each of these products has contributed significantly to enhance the efficiency and accessibility of payment systems in India, ultimately propelling financial inclusion.

NPCI has played a fundamental role in establishing the foundation for India’s rapidly growing digital payments ecosystem, projecting the country onto the global stage.

NPCI has three wholly owned subsidiaries – NPCI International Payments Limited (NIPL) and NPCI Bharat BillPay Limited (NBBL) and NPCI BHIM Services Limited (NBSL), established in pursuance of NPCI Board & RBI approval.