Axis Bank Makes Festive Aspirations Bigger with Offers Across Loans, Business Banking and Credit Cards

Mumbai : Axis Bank, one of the largest private sector banks in India, today announced a wide range of festive offers across its retail lending, business banking and Credit Card propositions, bringing customers greater value across their personal, mobility, business and festive spending needs.

The Bank’s festive offerings span Home Loans, Personal Loans, Car Loans, Two-Wheeler Loans, Commercial Vehicle and Construction Equipment Loans, secured Working Capital products, and Credit Cards, with benefits ranging from preferential pricing and reduced processing fees to foreclosure waivers and discounts across leading brands.

For customers looking to meet personal financing requirements, Axis Bank is offering collateral-free Personal Loans starting at 9.99% p.a.*, along with processing fees starting from ₹999*.

Homebuyers can avail a special festive Home Loan login fee starting at ₹999 + GST. The Bank is also offering attractive product features that include 12 EMIs waiver and faster principal payments*.

Under its Car Loan offerings, customers can avail instant disbursement in 30 minutes, 50% off on processing fees, 10 bps lower rates on select EV models, financing of up to 100% of the on-road price, tenure of up to eight years, and waiver of foreclosure charges after 24 months.

Axis Bank is also extending special benefits across its Two-Wheeler portfolio, including instant disbursement in 30 minutes, special pricing as low as 10.75% for superbikes, and a 0.5% special pricing discount for EVs. For Commercial Vehicle and Construction Equipment Loans, the Bank is offering a processing fee of ₹5,999 and a special waiver on foreclosure charges until October 31, 2026.

Students can avail Domestic Education Loans at ROI starting at 7.25%* and Processing Fees starting at ₹0. For considering studies abroad, International Education Loans during this festival period will have a 0.25% ROI discount on applicable rack rates for eligible international education loan customers.

Small business customers can avail a flat 50% waiver on login fees on secured Working Capital products, covering Cash Credit, Overdraft and Term Loans, with the offer valid until December 31, 2026. Standard processing fees continue to apply at the time of sanction/disbursement as per the applicable process.

Festive benefits also extend to Axis Bank Credit Cards. Eligible Axis Bank Credit Cardholders can access 200+ offers across ecommerce, electronics, mobiles, travel, lifestyle, home & furnishings and other categories, including discounts and EMI benefits with up to 20% off on Credit Card purchases and EMIs*. Participating brands include Amazon in ecommerce; Blinkit and Zepto in quick commerce; LG, Samsung, Haier and BOSCH in electronics; Burberry, Boss, COACH and Tory Burch in lifestyle; Bonito Designs, Wakefit and Damro in home furnishings; MakeMyTrip, ixigo and Air India in travel; and vivo and OPPO in mobiles. Beyond these marquee partnerships, Axis Bank has collaborated with several leading brands across categories, bringing customers a wide range of festive benefits. 

Munish Sharda, Executive Director, Axis Bank, said, “Festive spending is increasingly shaped by considered choices, whether it is buying a home, upgrading a vehicle, meeting personal needs or investing in a business. At Axis Bank, our focus is to give customers flexibility and value to act on these plans with confidence. Our festive propositions bring together competitive financing solutions across retail and business banking, helping customers make the most of opportunities that matter to them.”

Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank, said, “Customers increasingly look for their cards to deliver value that is relevant to how and where they spend. During the festive period, as spending extends across different needs and occasions, relevance, choice and flexibility become even more important. Our focus is to make festive and planned purchases more rewarding, while continuing to strengthen our cards proposition around evolving customer needs. Through our wide range of festive offers, we are enabling customers to get more from their Axis Bank Credit Cards and make their spends work harder for them.”

Festive offers at a glance

Product	Key festive offers
Home Loans	Login fee starting at ₹999 + GST; attractive product features include 12 EMIs waiver and faster principal payment*
Personal Loans	Collateral-free Personal Loans starting at 9.99% p.a.*; processing fees starting at ₹999*
Education Loans	Domestic Education Loans starting at 7.25%* and Processing Fees starting at ₹0 International Education Loans with a special festive offer of 0.25% ROI discount on applicable rack rates for eligible international education loan customers
Car Loans	Instant disbursement in 30 minutes; Flat 50% off processing fees; 10 bps lower rates on select EV models; up to 100% of on-road price; tenure up to 8 years; foreclosure charge waiver after 24 months
Two-Wheeler Loans	Instant disbursement in 30 minutes; pricing as low as 10.75% for superbikes; 0.5% special pricing discount for EVs
Commercial Vehicle / Construction Equipment Loans	Processing fee of ₹5,999; special waiver on foreclosure charges until October 31, 2026
SBB Working Capital	Flat 50% waiver on login fees on Cash Credit, Overdraft and Term Loans; offer period until December 31, 2026
Credit Cards	200+ offers across ecommerce, electronics, mobiles, travel, lifestyle, home & furnishings and other categories, including discounts and EMI benefits of up to 20% off on Credit Card purchases and EMIs*